Best Personal Loan Offers in Bangladesh (2025) – Get Low-Interest Loans Easily
Introduction
Many people in Bangladesh need personal loans for emergencies, business, medical expenses, or other financial needs. However, finding the best loan offers with low interest rates and easy repayment options can be challenging.
In this guide, we will explore the top personal loan offers in Bangladesh for 2025, including interest rates, loan amounts, eligibility criteria, and how to apply online.
What is a Personal Loan, and Why Do You Need It?
A personal loan is an unsecured loan, meaning you don’t need to provide collateral. You can use it for any personal need, such as:
- ✅ Medical expenses
- ✅ Home renovation
- ✅ Business investment
- ✅ Education expenses
- ✅ Debt consolidation
Advantages of Personal Loans:
- ✔ No collateral required (Unsecured Loan)
- ✔ Fast approval & disbursement
- ✔ Flexible repayment tenure (1-7 years)
- ✔ Competitive interest rates
Top Personal Loan Offers in Bangladesh (2025)
1. Dutch-Bangla Bank Personal Loan
Interest Rate: Starts from 9.99%
Loan Amount: Up to ৳2,000,000
Loan Tenure: 1-5 years
Eligibility: Age 21-60, Salaried or Businessperson
Special Benefit: Low EMI, fast approval
Apply Now2. BRAC Bank Personal Loan
Interest Rate: Starts from 10.50%
Loan Amount: Up to ৳1,500,000
Loan Tenure: 1-5 years
Eligibility: Minimum monthly income ৳25,000
Apply NowEligibility Criteria & Required Documents
Who Can Apply?
- ✔ Age 21-60 years
- ✔ Minimum monthly income: ৳15,000-৳20,000
- ✔ Salaried, self-employed, or business owner
Required Documents:
- ✔ National ID card (NID)
- ✔ Last 3-6 months’ bank statements
- ✔ Salary slip (for salaried employees)
- ✔ Trade license (for business owners)
How to Apply for a Personal Loan Online?
You can apply for a personal loan online from the bank’s official website.
- Choose a loan offer from the above list
- Click on “Apply Now” and visit the bank’s website
- Fill in the required details (Name, Phone, Income)
- Submit necessary documents when the bank contacts you
- Once approved, the loan amount will be credited to your bank account
Which Loan is Best for You?
- ✔ For the lowest interest rate: Dutch-Bangla Bank or BRAC Bank
- ✔ For high loan amounts: City Bank or Eastern Bank
- ✔ For fastest approval: EBL Personal Loan
Final Thoughts
Before applying for a loan, compare interest rates using our EMI Calculator, processing fees, and repayment terms to choose the best option. If you need a low-interest personal loan in Bangladesh, select the best offer from the list above and apply online today!
👉 Have questions? Leave a comment below!
